Leasing

Do you have an investment idea and are looking for a suitable leasing offer, either operating, financial, repayable or a leasing loan, which is tailored to your business profile?

We will help you to obtain it by talking to financial institutions and preparing the necessary documentation.

Leasing definition

Leasing definition: The Civil Code defines a lease agreement as an agreement whereby one party (the lessor) undertakes, within the scope of its business activity, to acquire an object from a designated seller under the terms of that agreement and provide it to another party or parties (the lessee(s)) for their use or use and collection of benefits for a fixed period of time, while the lessee agrees to pay the lessor in agreed instalments a monetary remuneration equal to at least the price or remuneration for the purchase of goods by the lessor.

Operational leasing

Operational leasing: Leasing instalments are tax deductible as a result of which the user pays lower taxes; VAT is included in each lease instalment. After the end of the contract redemption is possible but not obligatory.

Financial leasing

Financial leasing: The lessee, as the economic owner, depreciates the value of the lease object. Only a percentage of the lease instalment can be included in the costs, and VAT is payable along with the first lease instalment, which may be advantageous for entities exempted from VAT or those investing in products subject to a tax rate of less than 23%. The lessee becomes the owner of the object after paying the final leasing instalment.

Returnable Leasing

Returnable Leasing: Allows the release of funds frozen in purchased equipment and improves cash flow.

Leasing loan

Leasing loan: Allows the financing of equipment covered by a grant, where the owner of the object must remain a beneficiary who depreciates the object on which the pledge is established.

Leasing also allows you to adjust your repayment schedule to your individual needs, for example, to accommodate seasonal variations in revenue.

Leasing provides an opportunity for you to cover the cost of ownership and, consequently, the purchase of equipment from your company's current revenues.

In case of financial difficulties, leasing also allows you the possibility to transfer the rights and obligations of the lease to a third party.